how to unblock bajaj emi card

Unblock Bajaj EMI Card Having a Bajaj EMI card can be a great financial tool that allows you to make purchases in easy installments. However, there might be instances where your Bajaj EMI card gets blocked due to various reasons. Don’t worry; in this comprehensive guide, we will walk you through the process of unblocking your Bajaj EMI card hassle-free. Whether you’re wondering how to unblock a Bajaj EMI card online or offline, we’ve got you covered.

Why Your Bajaj EMI Card Gets Blocked

Before diving into the unblocking process, let’s understand the common reasons why your Bajaj EMI card might get blocked. Some of the main reasons include:

  1. Missed Payments: One of the primary reasons for card blockage is missed EMI payments. When you fail to make timely payments, your card may get blocked to prevent further transactions.
  2. Overdue Dues: Accumulating overdue dues can also lead to card blockage. If you have unpaid dues on your Bajaj EMI card, the card issuer may block your card until the dues are settled.
  3. Exceeding Credit Limit: If you exceed the credit limit assigned to your Bajaj EMI card, it could result in the card being temporarily blocked until you clear the outstanding balance.
  4. Suspicious Activity: Unusual or suspicious transactions might trigger the card issuer’s security measures, leading to a temporary block until the activity is verified.
  5. Expired Card: An expired EMI card will naturally be blocked for security reasons. Ensure you keep an eye on the card’s expiry date to prevent this.

Step-by-Step Guide to Unblock Bajaj EMI Card

Now that we understand the common reasons for card blockage, let’s explore the step-by-step process to unblock your Bajaj EMI card:

Step 1: Contact Customer Support

The first and simplest step is to get in touch with Bajaj Finserv’s customer support. You can find their toll-free number on the official website or on your EMI card. Explain your situation and provide any required details such as your card number, registered mobile number, and personal identification.

Step 2: Check Outstanding Dues

If missed payments or overdue dues are the reasons behind your card blockage, it’s important to identify and clear these dues. Log in to your Bajaj Finserv online account or use their mobile app to review your outstanding dues and make the necessary payments.

Step 3: Update Contact Information

Ensure that your contact information, especially your mobile number and email address, is up to date. Bajaj Finserv may use these channels to communicate important information about your card status.

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Step 4: Visit the Nearest Bajaj Finserv Outlet

If you prefer an offline approach, visit the nearest Bajaj Finserv outlet or partner store. Their customer service representatives will guide you through the unblocking process and help resolve any issues.

Step 5: Address Security Concerns

If suspicious activity triggered the card blockage, you may need to provide additional information to verify your identity and confirm that the transactions were legitimate. Follow the instructions provided by the customer support team to address these security concerns.

Step 6: Wait for Confirmation

After completing the necessary steps, whether online or offline, it may take a short period for the unblocking process to be completed. You will receive a confirmation message via SMS or email once your Bajaj EMI card is successfully unblocked.

Preventive Measures

To avoid future card blockages, consider implementing these preventive measures:

  1. Timely Payments: Always make your EMI payments on or before the due date to maintain a clean payment history.
  2. Monitor Spending: Keep track of your card usage to ensure you don’t exceed your credit limit and maintain a healthy credit utilization ratio.
  3. Regular Communication: If you encounter any issues, communicate with Bajaj Finserv’s customer support promptly to prevent potential card blockages.
  4. Stay Informed: Regularly check your account statements and transaction history to identify any suspicious activities early on.


A blocked Bajaj EMI card can be a hassle, but the unblocking process is relatively straightforward. By following the steps outlined in this guide, you can quickly regain access to your card and continue making purchases on easy installments. Remember to maintain good financial habits and stay informed about your card’s status to avoid any future blockages. If you’re unsure about any step in the process, don’t hesitate to reach out to Bajaj Finserv’s customer support for assistance.

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(FAQs) Unblock Bajaj EMI Card:

Q: Why was my Bajaj EMI card blocked?

Answer: Your Bajaj EMI card might be blocked due to reasons such as missed payments, overdue dues, exceeding the credit limit, suspicious activity, or an expired card.

Q: Can I unblock my Bajaj EMI card online?

Answer: Yes, you can initiate the process to unblock your Bajaj EMI card online by logging into your Bajaj Finserv account and following the steps mentioned in our guide.

Q: What information do I need when contacting customer support for card unblocking?

Answer: You’ll need your Bajaj EMI card number, registered mobile number, and personal identification details for verification.

Q: Can I unblock my card immediately after making a missed payment?

Answer: While it’s advisable to clear missed payments before attempting to unblock your card, the unblocking process may take a short period even after payments are made.

Q: Can I unblock my card if it’s expired?

Answer: No, an expired card cannot be unblocked. You’ll need to apply for a new Bajaj EMI card if your current one has expired.

Q: How do I find the nearest Bajaj Finserv outlet for offline assistance?

Answer: You can locate the nearest Bajaj Finserv outlet or partner store by visiting the official Bajaj Finserv website or using their mobile app.

Q: What should I do if I suspect fraudulent activity on my card?

Answer: If you suspect fraudulent activity, contact Bajaj Finserv’s customer support immediately to report the issue. They will guide you through the necessary steps to address the concern.

Q: Can I unblock my card if I’ve exceeded the credit limit?

Answer: To unblock your card after exceeding the credit limit, you’ll need to clear the outstanding balance that caused the limit breach.

Q: How long does it take for the card to be unblocked after I’ve completed the necessary steps?

Answer: The unblocking process duration can vary, but you should receive a confirmation message via SMS or email once your Bajaj EMI card is successfully unblocked.

Q: How can I avoid future card blockages?

Answer: To prevent future card blockages, ensure timely payments, monitor your spending, keep your contact information updated, communicate with customer support for any issues, and regularly review your account statements.

These FAQs provide additional insights into the unblocking process and address some common concerns individuals may have when dealing with a blocked Bajaj EMI card.

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